Having quantified your Goals and Objectives, and set about a Financial Plan to ensure your Financial Planning is duly aligned, we then move (where appropriate) to the Investment Solution / Strategy to ensure your money is deployed to fulfil your objectives. This takes into account your Risk Profile (as determined through varying techniques). Effort is made to ensure that the minimum risk is taken to obtain the goals set. This may well include Cash Management and the use of low risk instruments.
We offer a range of Investment solutions for our clients to choose from.
Primarily these are broken down to the following options;
Advisory Investment Solution
Our practice has offered Advisory Investment Management for over 20 years. Having concluded the risk profile, we offer Model Portfolio’s to align to the client’s profile. In addition some clients also like to deploy a number of tactical satalite funds to compliment their core portfolio.
Passive Tracker Portfolio
For those clients that believe Passive funds such as Trackers and the like, offer better value (funds that do not have active fund managers – and thus have lower initial and on-going charges) we offer a range of Index Tracker funds that provide exposure to many different asset classes and markets.
Discretionary Fund Management
We also work with a number of Discretionary Fund Managers who can offer tailor made bespoke Investment Solutions for our clients. This may also provide access to unique solutions not always available to the retail markets.
Currently our preferred selection includes;
UBS Wealth Management
Seven Asset Management
Standard Life Wealth
Vestra Wealth
These are reviewed on a quarterly basis.
Conclusion
Having an appropriate Investment solution(s) a detailed Investment Agreement is then formed. The portfolio is then made available for review on-line 24/7. However regular reviews are then factored in to monitor the onward performance to match the desired ‘target’ return to maintain the Financial Planning and ultimately your Goals and Aspirations.
